Friendly & Professional Mortgage Advisors based in South Yorkshire, Cheshire & Manchester.

Obtaining a mortgage can be a challenging, daunting and often complicated process. This is why it is always best to seek out a qualified experienced adviser who can offer advice.

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About Right Choice Mortgages

We are Right Choice Mortgages, fully qualified Mortgage Advisers with a combined 35 years’ experience in the mortgage industry. We have diverse experience in both banking and estate agency services, therefore we are able to offer expert advice in getting the right interest rate and product features for you.

We pride ourselves on guiding you throughout the whole mortgage process, keeping you updated throughout and building a long-term relationship to help you with your needs now and in the future.

Our team has remained in the business throughout the last financial downturn so we are perfectly placed to assist our clients using our knowledge of the lenders criteria and risk appetite.

We will endeavour to make the mortgage process easy for our clients to understand.

We aim to provide simple speaking mortgage advice. We pride ourselves on giving our clients that 5* service by understanding your personal circumstances, we then use our extensive knowledge and experience to find you the right solution and then take you on a smooth journey to getting your mortgage approved.

Right Choice Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Right Choice Mortgages, Century Business Centre, Manvers Way, Wath upon Dearne, Rotherham, S63 5DA

Right Choice Mortgages provides expert mortgage, protection and insurance advice. Right Choice Mortgages is a trading name of Just Mortgages Direct Limited and Right Choice Mortgages is the name under which we carry out these services.

Right Choice Mortgages is not a business in its own right, it is part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited. Just Mortgages Direct Limited was set up in 1989 and has been part of The Openwork Partnership since 2016.

The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK.

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About Right Choice Mortgages

Joe Childes

Joe Childes - CeMAP CeRER

Senior Mortgage Adviser - Rotherham

Joe started out in the banking industry as a cashier and was quickly given the opportunity to obtain his CeMAP mortgage qualification. Since obtaining this he quickly worked his way through the ranks and has gone on to win various recognitions for his contribution to the financial industry, in particular the British Mortgage Awards Winner in 2016 for Best General Insurance Broker. Joe maintains excellent relationships with his existing clients as well as forging new relationships with new clients.

Stephanie Seddon

Stephanie Seddon - DipMAP CeRER

Senior Mortgage Adviser

Stephanie began her career in the Banking Industry, where she started as a Customer Adviser, quickly progressing to Mortgage Adviser, and gaining her CeMAP qualification. She moved up to Supervisor and Area Manager, managing a team of successful mortgage advisers across the North of England. Stephanie continued her Education, gaining DipMAP and CeRER qualifications, enabling her to specialise in Equity Release mortgages. She left management to return to advising and quickly gained recognition by becoming a finalist in the 2019 British Mortgage Awards for Best Broker, Complex Credit. Stephanie continues to build strong relationships with her clients, both new and existing, providing excellent service throughout the process.

nathan oxendale

Nathan Oxendale - CeMAP

Mortgage Adviser - Cheshire

Nathan gained over 20 years customer service experience working in the travel industry. He then took the decision to change career paths and became a Business Relationship Manager in the banking industry in 2020, later gaining his CeMap qualification. Nathan takes pride in making and maintaining strong relationships with his clients new & old and ensures each and every client receives excellent service.

Ric Effio

Ric Effio - CeMAP

Senior Mortgage Adviser - Manchester

Richard has spent his career working within the financial industry and brings over 10 years of experience working as a Mortgage Adviser. He started out working within the Independent Financial Services sector before moving into branch banking as a Customer Adviser for one of the largest banks in the UK. Richard quickly progressed gaining his CeMAP qualification, together with the experience to move over to an independent broker. This has allowed him to provide clients from all around the Greater Manchester area, with mortgage and protection solutions. Richard continues to deliver excellent customer service by prioritising client needs and objectives, which helps him build long standing relationships with both new and existing clients alike.

Holly Barraclough

Holly Barraclough

Office Manager - Rotherham

Holly has over 16 years administration experience in various industries. Her role will be to ensure our clients have a smooth and pleasant experience with Right Choice Mortgages. Holly will work pro-actively with Richard, Joe and mortgage lenders to ensure that mortgage applications move to offer as quickly as possible for the benefit of our clients. Holly will also work pro-actively with solicitors when mortgage offers have been released to ensure that property purchases and re-mortgages move to completion as quickly as possible. She will regularly offer our clients updates to make the process as simple as possible and assist in any queries they may have as well as oversee all aspects concerning the running of the Right Choice Mortgages office.

Natalie Wilson

Natalie Wilson

Mortgage Administrator- Rotherham

Natalie has a wealth of experience gained throughout many years of employment. Starting off in the travel industry, customer service and clients receiving the right service was at the forefront of Natalie’s role. Once Natalie became a Mother, she decided to embark upon a career as a teaching assistant making it easier to balance the work/mum life. Now Natalie’s children have grown up, she has taken the opportunity to join our growing family business working alongside Holly and providing our clients with a seamless and enjoyable experience for their house purchases and remortgages.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Commercial and some buy to let mortgages are not regulated by the Financial Conduct Authority